Looking to make a few bucks working in the great outdoors whileschool's out for summer vacation? If so, it may be worth the time tocheck out some of the seasonal jobs sites on the World Wide Web.
While job listings for summer camp jobs remain a staple for youngpeople looking for temporary work, some sites provide a range of joblistings in a variety of fields and locations, including resorts,state parks and cruise ships. It is also worth noting that manyemployers have seasonal jobs listed on their own Web sites. Here aresome sites that list a range of seasonal jobs on the Internet:
Cool Works, www.coolworks.com. Lists recreation industry-relatedtemporary and seasonal jobs available at national parks, skiresorts,state parks and more.Summer Jobs, www.summerjobs.com/info.html. Search for seasonalwork by location or keyword. Contains listings for the U.S. andselected countries.Worktravel.com, www.worktravel.com. Member-based site thatprovides information on temporary employment in outdoor, adventureand resort job fields, particularly in Alaska. Also contains anabbreviated list of openings for nonmembers.Great Summer Jobs, http://gsj.petersons.com. Contains employmentlistings for summer camp jobs around the United States and a fewforeign locations.Some solid growth and income picksWould you like a combination of growth and income?"These growing companies pay dividends, too," says Kiplinger'sFinance Advisor. "Not all have high yields, but together they offera growing dividend stream which provides stability in turbulentmarkets. Investing equal dollar amounts, these stocks, takentogether, are 47 percent less volatile than the S&P 500 index andprovide an average 3.8 percent yield."Here is the list, with current percentage yields in parentheses:Bank of America Corp. (2.6); Bell Atlantic Corp. (2.7); BP Amoco PLC(2.4); Duke Energy Corp. (4.0); Fannie Mae Corp. (1.4); FederalSignal Corp. (3.0); H.J. Heinz Co. (2.6); Public Storage Inc. (3.0);Simon Property Group Inc. (6.8); Spieker Properties Inc. (6.0);TexasUtilities Co. (5.5); Washington Gas Light Co. (5.0).Watch out for irrational bond yieldsDon't try to tell investors in bond and money market mutual fundsthat the financial markets are always rational and efficient. Whenthey comparison-shop among bond funds, they find some amazinganomalies and inconsistencies.For example: Often in recent years, funds investing in lower-quality "junk" bonds get so popular that their yields barely exceedthose of funds concentrating on bonds with safer credit ratings. Youdon't have to resist temptation to steer clear of junk bonds atthosepoints; the cost of greater safety is very small.After the Russian default last August, quality spreads in the bondmarket widened dramatically almost overnight. Then investors wereoffered much more generous rewards for taking the extra risks thatcome with lower-rated bonds.By the tally of the newsletter Income Fund Outlook in DeerfieldBeach, Fla., yields on junk bond funds lately have averaged about9.4percent, compared to 5.7 percent for funds owning higher-ratedcorporate bonds.Second example: Look at the gap between yields on corporate bondinvestments, which pay interest that is subject to income tax, andmunicipal bond investments, which pay interest that is exempt fromfederal income taxes and sometimes state income taxes as well.For much of the time lately, muni-bond yields have hovered between90 percent and 100 percent of comparable taxable yields. If thesemarkets were truly efficient, you'd think muni yields would be muchlower, given that most investors face federal tax rates of at least28 percent on each extra dollar of taxable income they receive.Barrier raised to postal scamsThe U.S. Postal Service is making it harder for fraudulentcompanies to hide behind rented mailboxes -- good news for victimsofmail scams.People renting boxes at places such as Mail Boxes Etc. are nolonger allowed to use suite, apartment or room numbers in theiraddresses, making it harder to evade postal investigators.The post office says people and companies must now include PMB --private mailbox -- before their rented box number, after they listtheir names.Customers have until September to change their addresses andstationery. Mail that is not properly addressed will not be sent torented boxes, said Debbie Powell Smith, a post office spokeswoman.It will instead be returned to the sender as undeliverable.
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